Our Company  FFG and BRAC/APG
- Personal Planning
- Estate Planning
- Disability Insurance / Life Insurance
- Retirement Asset Distribution Planning
- Managed Accounts
- Qualified Plan Design and Administration
- Long Term Care Planning
- Investments/Annuities
- Asset Allocation
- Retirement Planning
- College Funding Strategies
Gordon Smith, CLU, ChFC and Timothy Neary are Senior Financial Specialists with First Financial Group in Maryland. Together their practice has a specialized focus to provide financial direction to the families of those working and stationed at Aberdeen Proving Grounds.
Today individuals and families are beset by an overwhelming set of financial circumstances. Most people go through their
lives making financial decisions as they go along without any real plan. This results in a multitude of negative outcomes:
1. Not accumulating enough money for retirement
2. Losing wealth to debt
3. Ineffective Tax Strategies
4. Inadequate Protection
5. Unnecessary High Risk
6. Not Living within a Budget
7. Insufficient Annual Savings
8. Low Overall Return
Through the processes available from First Financial Group Gordon and Tim assist clients by prioritizing their financial
decision making, organizing their strategies and building a plan based on efficiency rather than increased risk taking.
Without a fee, clients receive:
1. A personalized website that aggregates their financial information daily
Copyright © 2006 The Guardian Life Insurance Company of America, New York, NY.
Achieving A Wide Angle View
Traditional balance sheets help determine net worth by subtracting Liabilities from Assets. What makes The Living Balance Sheet different and potentially
very beneficial is the addition of Protection and Cash Flow analysis into the same view. For the first time, The Living Balance Sheet brings these
four critical domains together. This creates a wide angle view in order to 'stress test' all products and strategies.
2. Having It All Work Together
Having It All Work Together
By monitoring changes in Assets, Liabilities and Cash Flow, The Living Balance Sheet may improve overall performance, minimize the impact of debt and taxes, and enhance lifestyle. The Living Balance Sheet will help you maintain optimal Protection against unexpected life events. This holistic approach will help achieve and maintain a new level of 'financial balance', which is one of the benefits of The Living Balance Sheet.
3. A Digital Storage Facility for Records
The Vault
The highly secure facility stores and protects copies of highly valuable personal documents, irreplaceable photos, videos, and family histories.
Potential
Benefits of
Using The
Living Balance
Sheet
- Better results in protection.
- Enhanced asset performance.
- Debts paid off sooner.
- More effective savings and cash flow management decisions.
- Done with the same Cash Flow - not more.
Please feel free
to contact
Tim at 410.832.4187
or by email
at tneary@firstfinancialgroup.com
or Gordon at 410.832.4250
or by email
at gsmith@ffgmd.com.
There is
no fee for
a consultation
and the potential
for real financial
benefits maybe
substantial. Take
the opportunity
to make a huge improvement
in the future
of your financial
life.
Gordon B. Smith and Timothy Neary are Registered Representatives of and
offer securities products and services through Park Avenue Securities, LLC
(PAS), 954 Ridgebrook Road, Sparks, MD 21152, (410) 828-5400.
Gordon Smith is a Financial Advisor with Park Avenue Securities, a
registered investments advisor. First Financial Group is not an affiliate
or subsidiary of PAS.
PAS is a member FINRA/SIPC.
The Registered Representatives are securities licensed in Maryland and the
material is strictly intended for individuals residing in those states. No
offers may be made or accepted from any resident outside these specified
states. Gordon Smith is insurance licensed in the following states: Alaska,
Delaware, Illinois, Maryland, New Jersey, North Carolina, New York,
Pennsylvania, and Virginia. Timothy Neary is insurance licensed in Maryland.
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